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Student Loans for Residents of England and Wales

You could be eligible to secure a student loan to cover your course fees for an HND or Degree course, just like any full-time student. Taking a student loan means you will not have to pay your fees upfront to enrol.

A student loan is not subject to age restrictions – there’s no upper age limit. The maximum amount you can get is £4,500 a year, but all our fees are set below this level.

Four great facts about student loans

1. Eligibility
You have to meet three eligibility criteria to apply for a student loan:

1. You are UK and EU resident, living in England or Wales

    • you’re a UK national or have ‘settled status’ (no restrictions on how long you can stay)
    • you normally live in England or Wales
    • you’ve been living in the UK for 3 years before starting your course

You may also be eligible if your residency status is one of the following:

  • EU national, or family member of one
  • refugee
  • humanitarian protection (as a result of a failed application for asylum)
  • migrant worker
  • child of a Swiss national
  • child of a Turkish worker

2. You are studying a full three-year honours degree or final year top-up or BTEC Level 5 HND,

3. You are studying this qualification for the first time.
E.g. If you’ve previously studied at level 4, e.g., the first year of a degree, then you can’t apply for funding for that year again but you could apply for funding to complete levels 5 and 6.

 

student_loanAll of the courses offered by RDI which are eligible to be funded by a student loan are marked with a green tick on the individual course pages. As long as you apply for a course with a green tick and you meet the 3 requirements above, you could be eligible to apply for government funding.

To browse a full list of HNDs and degree courses which are eligible for government funding please click here.

Please note: We encourage you to apply for funding as soon as possible, even before you have received your university offer. A student loan application may take many weeks to be processed by Student Finance England or Student Finance Wales.

2. You don’t need to pay cash upfront for your course fees

If you’re eligible for a loan you don’t need to pay the money upfront. Eligible part-time students choosing a degree or HND will receive a loan from the Student Loans Company. If you’re thinking ‘but I don’t want to be in debt’, see point 4 below.

The amount does not depend on your household income and you can apply for a loan to cover either all, or some of your fees.

3. You only repay if you earn enough money

You will only repay the loan if you earn above a certain amount. That amount is currently set at £21,000 a year. Once you earn over that threshold, you will start repayments in the April four years after the start date of your course, or the April after you leave or complete the course, whichever is sooner.

2014 starters – repayment guide (adapted from www.studentloanrepayment.co.uk ) . *Details correct at time of publication, 28/02/2014

table SL

4. Student loans do not go on credit files

Student loans are not included on any credit reference files, and you are not credit checked when you apply for one. They do not affect your credit status and doesn’t affect any future applications for other finance.

Other information

Government funding in England is operated by Student Finance England and funding in Wales is operated by Student Finance Wales, which are both part of the Student Loans Company. Part-time students are only eligible for a loan to cover their course fees. No maintenance grants or loans are available. The amount you apply for is paid direct by the Student Loans Company to RDI, so it never passes through your hands.

You can apply for your course directly with RDI here.

You can check the gov.uk website for information on how to get your application form for course fee loans here.

Whilst students in Wales can apply for their loan here.

Student Loans for UK students

How to Apply in 5 Steps

UK distance learning students who reside in England or Wales can now apply online for a Student Loan through at the following links:

England – click here

Wales – click here

1. If you are applying for the first time, you will be asked to set up an online account, where you need to fill in details of your address and National Insurance number

2. Once your online account is set up, log in and complete the application form, as follows:

3. Click on "Apply for Student Support" in the "View - Part Time Applications" section

4. Ensure that you have the following:

  • information about RDI, and your course
  • details from your current, valid UK passport
  • confirmation of the tuition fee of your chosen course
  • your National Insurance number (if you haven't already provided it)
  • about 30 minutes

5. When you are asked to provide the institution name simply type in "Arden".... for Arden University and we will pop up. Be sure not to write “RDI”, or the university’s name, as this may delay your application.

We encourage you to apply for funding, even before you have received your university offer. Once you have begun your studies, you can still apply within 9 months after the course start date, to cover the reminder of your course fees. Student Finance normally makes a decision on your eligibility within four weeks.

For more information or advice, please call one of our Admissions Advisors today on 0800 268 7737 or +44 (0) 24 765 15709.

To begin your studies through RDI, apply now at:

www.rdi.co.uk/apply

Next steps for you

You should apply online for your UK university qualification by distance learning after deciding on the right course for you here! For more information or advice, please call one of our Admissions Advisors today on 0800 268 7737 or +44 (0) 24 765 15709.